Foreclosure and Repossession

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Kansas City Foreclosure and Repossession Lawyer

The need to file for bankruptcy often arises after an alarming notice of foreclosure or repossession. Although financial problems may have been accumulating for months, these notices warrant immediate action by the debtor. The William P. Turner Law Office recognizes that while no one wishes to file bankruptcy, occasionally, it is the best financial decision. I am a bankruptcy attorney who has practiced law since 1990. I am able to provide clients with individualized, responsive, and thorough bankruptcy law assistance in Kansas. Please go to our Online Consultation and provide your information today to schedule a initial consultation..

Stop Foreclosure and Repossession

Filing for personal bankruptcy causes an automatic stay to be ordered. This means that all attempts to collect a debt must immediately stop, including phone calls, letters, lawsuits and garnishments. Additionally, foreclosure proceedings and repossessions must temporarily cease.

• Mortgage foreclosure: In order to avoid foreclosure on your home, you must file for bankruptcy before the Sheriff's sale of the home. If you are several payments behind on your mortgage, a Chapter 13 bankruptcy repayment plan may be necessary to reinstate the mortgage by catching up on past due payments.
  
  
• Property repossession: Secured property, property held by a lien, such as an automobile, can be repossessed if the payments are not maintained. You can stop repossession of your vehicle by filing for bankruptcy. Additionally, you may recover a repossessed vehicle if bankruptcy is filed prior to the car being sold.

Working to Avoid Foreclosures and Repossessions

Timing is very important in stopping a foreclosure or repossession. It is essential that bankruptcy is filed prior to the Sheriff's sale of the home or the sale of the repossessed vehicle. As an experienced bankruptcy attorney, I help clients evaluate if bankruptcy is an appropriate option and which Chapter to file under.

For more information on foreclosure in the state of Kansas, please go to my Foreclosure in Kansas Page.

William P. Turner Law Office, P. A.
7920 Conser Street
Overland Park, KS 66204
Phone: (913) 649-4700
Fax: (913) 648-7915
E-mail