Kansas Chapter 13 Bankruptcy Attorney Helps Consumers Keep Their Homes

Bankruptcy lawyer guides clients in the Olathe area through the repayment process

If you are struggling with overwhelming debt and falling behind on your mortgage or car, William P. Turner Law Office can help you get relief and save your home and other property. Chapter 13 bankruptcy allows debtors time to pay off a portion of their debts in installments over a three-to-five year period under a court-ordered repayment plan and have the remainder of their qualifying debt discharged. Filed individually or jointly with your spouse, Chapter 13 bankruptcy resembles loan consolidation that can lower your monthly payments to a manageable level. With extensive experience in this area, I can help clients in the Olathe area and throughout Kansas file Chapter 13 quickly and efficiently. Once you have filed for bankruptcy, your creditors must immediately stop collections efforts, including harassing letters, phone calls and lawsuits.

Kansas Chapter 13 counselor helps you avoid home foreclosure

One of the many advantages of a Chapter 13 filing is that you can save your home from foreclosure. A court-issued automatic stay stops foreclosure as soon as you file your Chapter 13 petition. You can then cure your delinquent mortgage payments in your 13. Chapter 13 requires you to develop a plan with a reasonable schedule for bringing your past-due payments current, allowing you to keep your home, car and other property. William P. Turner Law Office has experience with foreclosure matters, and I put my experience and knowledge to use to protect your home and property during the bankruptcy process.

Advocate helps with lowering debt payments and protecting co-debtors

A Chapter 13 plan restructures your secured debts so that you can pay them over a longer period, often in lower payment amounts. In addition, it may be possible to protect co-signers of certain loans so as to avoid putting business partners and family members at risk of loss from your bankruptcy. I do a complete analysis of your financial situation to develop strategies and identify your best filing options.

Contact an experienced bankruptcy attorney in Kansas

Don’t let crushing debt drive you out of your home. Chapter 13 can protect your home, lower your monthly expenses, and allow you to discharge qualifying debt. Call William P. Turner Law Office at 913-752-9202 or contact my Olathe office online to schedule your Free bankruptcy consultation.